New Jersey Leads County in One Dubious Distinction

The Garden State is located in the center of all the action. A few miles to the west you have all that is New York City, to the south Atlantic City, and to the west the beauty of historic Philadelphia. This is part of the reason millions flock to Mew Jersey to start a family. The trouble for these residents is that exploding property taxes and one of the highest cost of living rates in the country is causing many to lose that dream of owning a home in the state. New Jersey leads the country in foreclosures, and this is in contrast to the rest of the country seeing a decrease across the board.

 

The Woes of New Jersey

Part of the reason the foreclosure rate is exploding in New Jersey is people can not afford to live in the state any longer. It isn’t all to blame on property axes, there are other factors in play that have ballooned the foreclosure rate in New Jersey. Manufacturing jobs leaving the state, toll roads increasing fees annually, some of the highest auto insurance rates in the country, and cost of living among the highest, all contribute to a family being unable to make payments on their homes any longer. The national average rate for foreclosure is currently at .006, but according to RealtyTrac, New Jersey is tops at .16 and growing. Although New Jersey did see a 7% drop in foreclosure rates in the last year, the national average dropped by more than double that at 17% last year.

 

The Numbers Don’t Lie

Take a closer look at the foreclosure problem and the numbers are concerning, with over 5,900 foreclosures just last month. That equates to one foreclosure in every 598 homes in New Jersey. Of all the counties in New Jersey, Salem County had the highest rate of foreclosure in the country. A whopping .35, which equals one foreclosure in every 287 homes. According to the data, Trenton and Atlantic City had the biggest foreclosure rates with populations of more than 200,000 residents. Currently there is no legislation on the books to further help New Jersey residents to keep their homes.

 

The foreclosure numbers for New Jersey only reflect the actual houses that are currently listed in the court system for foreclosed properties. This does not account for the growing number of houses in default or the pre-forclosure process.

 

New Jersey Court Rejects Case Based on Discrimination

Everywhere you look these days it seems another case about discrimination finds its way to the highest courts and get global recognition. This was the case this week when a New Jersey appeals court decided to dismiss a lawsuit brought on by a woman who says she was fired by the Catholic school she worked because she married a woman. The combination of gay rights and the church made this case front page news across all of central New Jersey.

 

Fighting the Church

In recent years the church has been taking a beating in the press and in the court systems, and this appeared on the surface to be a slam dunk for the defendant who says she was fired solely based on the grounds that she was married to a woman and not a man. The Catholic school did not take this lying down, and fought hard to prove they were not terminating her contract based on those reasons alone. Once the Archdiocese of Newark got involved, they presented their case in a way that challenged the lower court ruling to would allow the case to proceed for determining whether or not state laws or church tenets would apply in this case. It appears that they go the benefit of the doubt as the case was later tossed this week.

 

The Details in the Story

When Kate Drumgoole was fired from Paramus Catholic High School, she went on the offense by bringing her claims to court to show that the school in fact violated discrimination laws set forth by the state. She worked as dean of guidance and was a respected coach of the high school basketball team. Drumgoole says her record speaks for itself, and that once the school became aware she was married to a woman, she was promptly terminated from her position with the school.

 

When the school was asked for comment, a representative of Paramus Catholic High School said that they did not base the decision solely on the fact that she was married to another woman, they were simply upholding a state law that says same-sex marriages in New Jersey are subject to the tenets of the church, for which they have the right to fully enforce.

 

Goettl Air Conditioning Increases its Addressable Market by Merging with Paradise Air and Las Vegas Air

In line with its mission of delivering groundbreaking HVAC solutions and expanding its market, Goettl Air Conditioning has officially announced its merger with Paradise Air and Las Vegas Air. The HVAC giant has added over 20 workers in its workforce and over 15 trucks in its infrastructure. Paradise Air is an authority in the rental and multi-family home market. On the other hand, Las Vegas Air develops unique HVAC solutions with the residential clients in mind.

 

Remarks of Goettl’s CEO Ken Goodrich

 

CEO Ken Goodrich stated that Paradise Air and Las Vegas Air would help Goettl to expand its operation to the Southwest markets. He expressed his happiness and promised to speed up the integration process of the two businesses. Goodrich is hopeful that the merger will benefit the clients. He added that the merger was a reflection of the commitment of Goettl in offering quality services and serving customers with integrity. The merger is a win-win for all the parties involved.

 

Statements of Stephen Gamst, the Las Vegas Air’s senior partner

 

Stephen Gamst said he accepted the merger deal since he wanted to take care of his talented workers and clients. He stated that Las Vegas Air would work closely with Goettl to match customers with the perfect HVAC solutions. Gamst promised to cooperate with Goettl’s management team.

 

Goettl Air Conditioning

 

Goettl Air Conditioning is a globally known HVAC services firm that provides outstanding air conditioning and heating services across Tucson, Las Vegas, Phoenix, and Southern California areas. It opened its doors in 1939, and it delivers a broad range of maintenance, repair, and installation services to its expanding client base. Goettl concentrates on offering excellent in-house environment solutions. It strives to pick the correct sized and affordable air condition on behalf of each of its client.

 

The primary mission of Goettl is to leverage its team of HVAC professionals, state-of-the-art technology, and equipment to boost the level of safety and comfort in both residential and commercial properties. The company has expanded its portfolio beyond HVAC services – the Sunny Plumber, the sister firm of Goettl, offers drain and plumbing services. The company’s reputation stems from decades of serving clients with the best heating and cooling solutions. Ken Goodrich owns and manages Goettl Air Conditioning. He bought the company back in 2013 and introduced it to Las Vegas, his hometown, in 2016. Since its acquisition in 2015, Goettl has registered 500 percent growth.

New Jersey Port Authority Concrete Testing Facility

When it comes to the roads and bridges New Jersey drivers travel, things may be getting a little safer without anyone realizing. Behind the scenes at the New Jersey Port Authority’s Materials Engineering Unit, the team is hard at work testing concrete for safety concerns. Procedures that were in place only a decade ago have been improved upon, and that means the laborious task falls on the Port Authority to take samples and ensure everything is up to code.

 

Collecting a Variety of Samples

The New Jersey Port Authority’s Materials Engineering Unit has already begun the process of collecting concrete core samples from bridges, highways, airports, and buildings, to test for strength issues in the material. These core samples are now processed through a variety of tests that involve crushing the concrete, freezing it, heating it, and submerging it in water. The tests are designed to see how long before cracks or the concrete is compromised. These tests allow workers to head out to areas of concerns and make changes before disaster happens.

 

Protecting New Jersey Residents in the Future

One of the reasons this testing facility is getting so much attention lately is because they are making efforts to produce new concretes that are designed to last longer than materials currently being utilized. The new concrete blends are so durable that they were used to help construct the new World Trade Center building. The new concrete is allow the state to up standards across the board in projects around the state that impact residents. Bridges and roadways that are in need of repair are being tapped for use with the new concrete for a number of reasons. Not only will the new stronger concrete make the roads safer for drivers in New Jersey, it will extend the life of these areas so that they do not need as frequent upgrades as in the past.

 

By taking a proactive approach to bridge, building, and roadway construction, New Jersey hopes to set a precedent that other states soon follow. When the concrete is stronger, building costs are reduced, worker hours cut, and drivers enjoy a safer riding experience without constant inconveniences due to construction or repairs across the majority if the state.

 

Wessex Institute of Technology Leads the way in Research

The Wessex Institute of Technology is on the cutting edge of research for pot-graduates in the United Kingdom. It is a place where you can see your dreams be put to the test; where your love for research will be valued. There is perhaps no other institute of higher learning the U.K. that better understands the value of academic research in a multitude of different subjects from nuclear fission to electromagnetics. No matter where your passion lies, do yourself a favour and check out what the Wessex Institute of Technology offers for you. You just might have found your academic home.

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Dallas Bank Represented At Texas Bankers Meeting

The Texas Bankers Association hosted their fifth annual Strategic Opportunities and Mergers and Acquisitions Conference at the city of New Orleans, Louisiana. One of the financial institutions represented at the event was Dallas based financial institution, Nexbank. The ambassador to the event of Nexbank was chief executive officer and board president, John Holt.

 

Mr. Holt of Nexbank, was a key speaker at the panel called Reinventing Community Banking: Perspectives on Competing by Innovation at the Texas Bankers Association conference. The Strategic Opportunities and Mergers and Acquisitions Conference was held on November 7th and included many representatives from Texas’ financial institutions, both big and small like Nexbank. This conference is a major venue for Texas based bankers to come together and discuss banking trends, strategies and issues facing them today.

 

A Closer Look At Dallas Bank, Nexbank

 

Nexbank is a Dallas based Bank, that was originally created in 1922. The bank continues to serve primarily the North Texas region where it is based in. Nexbank’s main office is located at 2515 McKinney Avenue, Suite #1100 Dallas, Texas 75201. This is in the heart of Dallas.

 

Nexbank offers mortgage banking and lending for both residential and commercial purposes. This means that the bank will loan out money to people who are looking to buy homes as well as businessmen who are looking to buy factories or warehouse space for their business. Investment banking is another service offered by Nexbank. The investment banking services offered by Nexbank include aiding through mergers and acquisitions, helping firms raise capital through the issuance and selling of stock and corporate restructuring.

 

Regular online banking services is also offered by Nexbank. You can open up a checking account with Nexbank. Savings accounts such as certificates of deposit are also available through Nexbank. The bank is well known for its above average returns on CDs when compared to typical market rate returns on CDs right now

Todd Lubar Shows Proper Relationship Building Makes a Big Difference in Achieving Overall Busines Success:

Successful Real Estate Entrepreneur, Todd Lubar, began his educational journey at the Sidwell Friends School in Washington, DC. His high school education was attained at the Peddie School in Hightstown, NJ. He earned a B.A. Degree in Speech Communication at Syracuse University wherein he graduated in 1995. His first position was at the Crestar Mortgage Corporation where he was employed between 1995 and 1999. Once joining Crestar, Todd knew innately that the world of finance and real estate is where he belonged. He next joined Legacy Financial Group where he attained a great deal of knowledge as to the ins and outs of the lending industry. Todd brokered loans to outside investors as well as acted as a lending source for a direct mortgage bank.

 

Todd wished to raise the bar a bit, with regard to his financial career. He did so in 2002. In 2002, he established Legendary Properties, LLC—a residential development organization. By means of Legendary Properties, LLC, Todd was able to effect quicker processes with respect to buying, rehabbing and selling existing properties. These properties ranged from that of single family dwellings to multi-unit establishments—consisting of over twenty units. Todd transacted over two hundred transactions and established good rapports with experienced property developers. The relationship building allowed the savvy entrepreneur to assure the properties he purchased were turned over within a reasonable period of time—something essential to the industry. He, too, established significant partnerships with individuals in the field of banking, and watched his line of credit, grow considerably, in doing so.

 

Todd’s continual involvement in the financial industry, allowed him to reasonably establish Charter Funding in 2003. Charter Funding is a subsidiary of the First Magnus Financial Corporation, which is one of the largest private mortgage companies, within the United States.

 

Todd had spent over a decade observing the real estate market. In doing so, he had discovered a niche market of borrowers who were being passed over for loans. Todd addressed this specialized niche by establishing the business financial entity of Legendary Financial LLC which is an affiliate of Legendary Properties, LLC.

 

Legendary Financial LLC’s purpose was to target borrowers and companies who were unable to meet the requirements of the provincial banking institution. Todd made use of his liquidity in his company as well as making use of his own personal financial reserves in order to make funds available to his niche clientele. He recorded over seven-thousand borrowing transactions. Todd made it a point to analyze the overall risk of the loan he was considering and made his final lending decision, based on how the market was responding, economically; overall.

 

Todd attributes his high level of business success to sound decision-making, relative to the outside economic environment, and successful relationship building. He recommends, the two prevailing key elements, are necessary, in order to build a strong business model.

 

On a more personal note: Todd enjoys spending his leisure time with his two children. He is a resident of the Bethesda, Maryland area—as indicated above. He likes to travel, especially to sunny locales, such as California. He makes it a point, he says, to try to say something encouraging to someone each and every day. He believes in challenging himself, and in providing the best in character that he can with regard to every business-decision and personal relationship which he involves himself.

Successful Online Marketing with White Shark Media

From business to entrepreneurship, there is always a new idea or brand developing in the market. That is why there is competition in the marketing world. Although companies and brands penetrate the market from time to time, running them can be challenging as it demands so much. From the time owners and founders have to invest in the capital, marketing is hectic. That is why White Shark Media comes into the picture as the reliever of all stresses. White Shark Media is the world’s best Digital Marketing Agency that offers online marketing solutions created for small to medium enterprises.

 

 

Client Review and Growth

 

 

White Shark Media has been acknowledged for being one of the world’s fastest developing digital agencies across North America. The company derives its growth and positivity from their reputation through conducting cost effective and economic campaigns geared towards offering excellent customer experience. In the past, it was a small agency assisting small businesses in America to grow through employing their online marketing strategies. The company has managed to retain their first client from three years ago with over 150 employees across three countries. The massive growth of the firm is linked to its partnership with Google when their team was tasked with leveraging duties. White Shark has a very attentive and organized team. They are timely and up to date with deadlines. The team is proactive with generating new business ideas.

 

 

Mission and Objectives

 

 

White Shark Media commits to its client’s success. That is why the team is innovative and cost efficient while offering marketing solutions encompassing transparency. They are dedicated to providing excellent services to clients to achieve enormous growth in the ever developing online marketing platform. The firm focuses on doubling its size in future through successful partnerships and campaigns. White Shark Media has redoubled its effort to improve client support. The team has revamped the marketing services to provide accurate and general marketing results. They offer detailed reports through Google Adwords Campaigns for clients to understand the strategies behind the increase in consumer platforms.

 

 

Services

 

 

White Shark Media is a management agency with affiliates in Miami, Nicaragua, Scandinavia, Atlanta and Central America. The company focuses on offering transparent managerial services to all small businesses that need online advertising through Google AdWords or Bing Ads. With the belief in win –win situations, White Shark Media believes that customer is king hence no contracts or cancellation fees.

New Jersey to Catch Up on Pension Payments

In recent years, New Jersey has been getting some unwanted attention due to their failing pension payment system. The state has been misappropriating funds for years, which has lead to a growing deficit and a huge concern for those who have paid into the system for years and are now approaching retirement. Governor Chris Christie has made it priority one in recent years to make an annual pension payment to begin correcting the growing deficit. It appears the New Jersey governor has a new pension plan to allow the state to catch up even faster.

 

Bucking the Tradition in New Jersey

One of the reasons that the pension system in New Jersey is in such terrible shape these days is because both Republican and Democratic administrations in recent years were making underpayments. Each year a payment was short of the required amount, the debt escalated. Years and years of failing short of the bar left the state in a financial hole that many believed could not be corrected. Governor Christie has taken the bull by the horns and signed legislation that will require the state of New Jersey to now make quarterly pension payments. Supporters of the bill say that by making the payments every three months will increases returns year after year.

 

Restoring a Damaged Image

Governor Chris Christie has been under fire in recent months for a variety of things. Christie has been pushing for gambling in the northern sections of the state but has gotten zero resident support. Christie has been embroiled in the BridgeGate scandal, costing taxpayers million this year. He has even fast tracked a bill allowing him to make money in office writing a new book. The new legislation is a step in the right direction for the governor to make amends with many of the state workers who depend on that money. The debt-laden pension system will get a huge shot in the arm each year with these payments that could result in returns up to $200 million due to the payments coming in four times a year as opposed to once at the end of the year.

 

The $70 billion pension fund is responsible for supporting over 800,000 retirees and workers, and thanks to the governor it is headed in a positive direction.

 

Fantasy Flight from New Jersey to North Pole for Sick Children

At Newark International Airport in New Jersey children who are currently patients at University Hospital, Newark Beth Israel Medical Center, and Trinitas Hospital were given the surprise of a lifetime. These sick children got to see Santa, in fact, they flew on a real commercial flight out of Newark that took these children directly to the North Pole. Children and their parents were all on board the flight to the North Pole to help give these children something to be happy about this holiday season.

 

The Real North Pole

When the children were told they needed to bundle up because they were going to be a part of a special flight that would bring them directly to the doorstep of Santa Clause, they were all on best behavior that day. The children were all seat belted in their chairs as flight attendants sang Christmas songs and got the kids all excited about the journey. Once the plane was in the air, the pilot spoke directly to the children and told them how long before the plane touched down at the North Pole. This fantasy trip was especially quick, and the kids arrived at the North Pole where Santa was already waiting at the gate.

 

The Kids Excitement

While the kids were all excited about the idea of flying in a real plane and going to the North Pole, the hospitals and United Airlines had arranged for the plane to only be in the air briefly for the trip. The plane simply returned back to Newark a few minutes later, but the kids had no idea where they were. The gate was decorated to look like the North Pole, and Santa and friends greeted all the sick children. Some of the children, like Sabur Clark, is battling cancer of the muscles and will be undergoing chemotherapy. This trip to the North Pole put the treatment out of his mind for a short while..

 

The children got to tell Santa what they wanted this year for Christmas, and with a little holiday magic these kids should be getting exactly what they wished for this year. This is the 23rd year that the United Airlines Fantasy Flights has taken place for sick children in hospitals.