Since the triggering of financial crisis, many banks and financial institutions tightened their lending regulations in order to keep away from further risks. And that has affected small businesses from seeking easy, affordable and urgent loans with many startups not having the needed documents. Thus, borrowing of private businesses declined by 18% from 2008 to 2011 after the traditional institutions increased interests’ rates by at least 20%. To date, investors in small private ventures have suffered due to lack of adequate cash flow which led many to close the doors of their enterprises. With lack of working capital and few clients, most startups have continued struggling. However, potential investors are finding alternative lenders great sources of borrowing loans. Equities First is one of the pillar’s in optional lending sectors furnishing its clients with stock loans with majority being not able to afford or qualify for banks loans. The firm also offers smart guidance on finance related issues whether about loans or financing of equipments. Click Here for more .
Equities First is thus covering the gap left by conventional lenders following the Great Recession. The financial emergency was initiated after the US housing market collapsed which affected many financial institutions. Various mortgages termed as sub-prime were offered to Americans with poor credit records and who could not repay their loans. The service providers likewise worked 24/7 to reap from low credit fees and standards. Later, home costs decreased radically while interests on mortgage loans shoot sharply with a large portion of borrowers not able to repay their advances. Luckily, alternative lenders are doing a credible task. At Equities First, potential investors are able to secure quick & emergency loans using stock as collateral. Loans likewise come with several other benefits as described in their site (http://www.equitiesfirst.co.uk/). Equities First is a universal company and presently running various offices worldwide.